Best Affordable Colleges in Florida for 2026
Florida offers some of the most cost-effective higher education opportunities in the country—especially for in-state students. Whether you’re looking for a large public university or a faith-based private college, there are options that combine affordability with academic quality and career support.
Our 2026 list of the Best Affordable Colleges in Florida includes standout public institutions like University of Florida and Florida State University, as well as value-driven colleges like Southeastern University and FAMU. These schools have been recognized by Colleges of Distinction for their commitment to student success, strong academics, and real-world career preparation—all at a reasonable cost.
Florida Agricultural and Mechanical University
Tallahassee, FL ‧ Public ‧ 4-year
Florida Agricultural and Mechanical University (FAMU) is a public, historically Black university located in Tallahassee, Florida. What distinguishes FAMU from other universities is its legacy of providing access to a high-quality, affordable education with programs and services that guide students toward successfully achieving their dreams. FAMU is part of the State University System of Florida and is accredited by the Southern Association of Colleges and Schools Commission on Colleges.
In addition to the main Tallahassee campus, FAMU has several satellite campuses across Florida. These include the College of Law in Orlando and the College of Pharmacy and Pharmaceutical Sciences, Institute of Public Health, which has sites in Crestview, Tampa, Jacksonville, and Miami.
Acceptance rate 21% • Net price $15,491 • SAT Range 1030-1150
Total Undergrad Population 7,796 • Setting City: Midsize • Public 4-year
Graduation rate (6 year) 52% • Retention rate 86% • Student-to-faculty ratio 14:1

Florida Gulf Coast University
Fort Myers, FL ‧ Public ‧ 4-year
Florida Gulf Coast University, a comprehensive institution of higher education, offers undergraduate and graduate degree programs of strategic importance to Southwest Florida and beyond. FGCU seeks academic excellence in the development of selected programs and centers of distinction in science, technology, engineering and mathematics (STEM) disciplines; health professions; business; and marine and environmental sciences.
Florida Gulf Coast University’s comprehensive undergraduate and graduate programs prepare students to excel and innovate. Students, alumni, faculty, and staff are actively engaged and environmentally conscious citizens. They serve their communities and inspire others by leading, doing, and making a difference.
Acceptance rate 77% • Net price $10,548 • SAT Range 1040-1210
Total Undergrad Population 14,227 • Setting Suburb • Public 4-year
Graduation rate (6 year) 56% • Retention rate 83% • Student-to-faculty ratio 21:1
Florida State University
Tallahassee, FL, ‧ Public ‧ 4-year
Florida State University is a public research university in Tallahassee, Florida and a senior member of the State University System of Florida. Founded in 1851, it is on the oldest continuous site of higher education in the state of Florida. Florida State University, known for its breakthrough in the anti-cancer drug Taxol, hosts the John & Mable Ringling Museum of Art, accredited by SACS. Florida State University, designated as “R1: Doctoral Universities – Very high research activity”, invested $350.4 million in research and development in 2020, ranking 75th nationally. With an annual budget surpassing $2.17 billion, it generates an economic impact of $14 billion annually.
Acceptance rate 25% • Net price $14,903 • SAT Range 1240-1390
Total Undergrad Population 32,217 • Setting City: Midsize • Public 4-year
Graduation rate (6 year) 83% • Retention rate 96% • Student-to-faculty ratio 17:1

Southeastern University
Lakeland, FL ‧ Christian ‧ 4-year
Choosing the right college isn’t just about getting an education. It’s about finding a place that provides the support for a successful career and a lifetime of service to others.
Southeastern University gives students the foundation they need to succeed in life, not just at work. SEU has more than 80 degree programs to choose from as well as a thriving community that inspires deep, personal, and meaningful relationships.
SCHOOL LOCATION
One of the many things students love about SEU is its Central Florida location in the city of Lakeland. It’s a prime place to study and love life, surrounding the community with palm trees and abundant sunshine—even when the rest of the country still has winter weather! Lakeland has just the right balance of hometown connectivity and city-based excitement.
Acceptance rate 74% • Net price $27,935
Total Undergrad Population 9,167 • Setting City: Midsize • Private 4-year
Graduation rate (6 year) 49% • Retention rate 72% • Student-to-faculty ratio 26:1

University of Florida
Gainesville, FL ‧ Public ‧ 4-year
Nestled in the vibrant city of Gainesville, Florida, the University of Florida (UF) is a leading public research university with a storied history dating back to 1853. Offering a diverse array of undergraduate and graduate programs in fields such as engineering, business, arts and sciences, education, and law, UF is committed to academic excellence and innovative research that addresses the most pressing challenges of our time.
With a student body of over 56,000 individuals from all corners of the world, UF is a community of trailblazers, changemakers, and leaders who are united by a passion for discovery and a commitment to making a difference in the world. Experience the energy and excitement of UF’s campus and discover what makes it one of the top public universities in the country.
Acceptance rate 24% • Net price $11,521 • SAT Range 1300-1480
Total Undergrad Population 34,924 • Setting City: Midsize • Public 4-year
Graduation rate (6 year) 91% • Retention rate 97% • Student-to-faculty ratio 16:1
Florida College Affordability: FAQs
Florida’s most affordable schools include University of Florida, Florida State University, FAMU, and Florida Gulf Coast University. These schools offer low in-state tuition and strong financial aid options.
Public colleges like UF and FSU typically offer lower tuition for Florida residents. However, private schools like Southeastern University may provide competitive scholarships and financial aid that significantly lower the cost.
Yes! In addition to federal aid, Florida offers state-funded programs like Bright Futures Scholarships and the Florida Student Assistance Grant. For national awards, browse our Mega List of Scholarships.
Absolutely. The schools on this list offer both affordability and academic distinction. They’ve been selected for their focus on teaching, career readiness, student engagement, and outcomes—not just price.
About Our Methodology: At Colleges of Distinction, we evaluate schools using a four-part framework: Engaged Students, Great Teaching, Vibrant Communities, and Successful Outcomes. Our affordable colleges lists recognize schools that deliver an excellent education while keeping costs accessible. Learn more about our methodology here.
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